Fixed Deposits (FDs) offer a secure and flexible way to grow your savings. With competitive interest rates and a minimum deposit of just 25,000, Monaksh FDs are accessible to investors of all types. You can choose from a variety of deposit tenures ranging from 7 days to 10 years to match your financial goals.
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Fixed Deposit Interest Rates w.e.f. 31st January, 2025 (less than INR 3 Cr) |
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| Tenure | Regular | Senior Citizen** | ||
| Interest Rates (%P.A.)* | Annualised Yield^ | Interest Rates (%P.A.)* | Annualised Yield^ | |
| 7 days to 14 days | 3.25% | 3.25% | 3.25% | 3.25% |
| 15 days to 45 days | 3.25% | 3.25% | 3.25% | 3.25% |
| 46 days to 90 days | 3.25% | 3.25% | 3.25% | 3.25% |
| 91 days to 120 days | 3.25% | 3.25% | 3.25% | 3.25% |
When you open Monaksh FD, rest assured that you will get the following benefits:
1. Hassle free Instant booking – Book your FD online in 3 easy steps, you only need your PAN and Aadhaar details
2. High Interest rate – Earn best in class interest rate.
*Refer Interest Rate section for amount, tenure & interest rate
3. Auto – renewal option and multiple options for interest payment (monthly, quarterly, half-yearly, yearly or at maturity)
4. Complete you KYC instantly with our Video KYC facility – With Video KYC you can book an FD of any amount
5. Tax Saver FD – Book FD for 5 years & save your tax
It is the most trustworthy option for those who are risk-averse but would like to diversify their investment portfolio, or simply begin their investment journey. FD interest rates is accrued on the principal or deposited amount over a fixed tenure.
Trusted by millions of customers, Monaksh FD interest rates are most attractive
Apply for Monaksh online FD is easy. Open your FD account in these steps –